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A mate of mine in Melbourne is looking to go into Alcohol Rehab. He’s 55 years old and kicks off drinking at about 9 AM every morning. He starts with a few ales and then moves on to wine. I guess he is now consuming 20 – 30 standard drinks per day, about 10 times the recommended limit.

It all began about 18 months ago when he got fired from his job in the ABC. He got depressed and started drinking to fill in the day while watching Oprah. I feel really sorry for him, he’s lost his love for life and personal health.

He went looking for Residential Drug Rehab treatment that guaranteed results. I hope he finds some information and it works for him.

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Interesting Stuff alcohol abuse treatment, drug rehab

HelpMeSis.com.au is a brand new website that acts as a portal featuring the very best Australian online shopping sites and information websites. The comprehensive and well-researched website has been two years in the making and saves women valuable time and frustration by only showing the best and most relevant websites in each of the many categories.

After 2 years of meticulous research and web development, HelpMeSis.com.au was officially launched in Sydney on 1 January 2010. This comprehensive website acts as a useful portal for busy Australian women, showing them the very best Australian online shopping sites and information websites.

The extensive and informative guide to Australia’s best and most relevant websites was created to help time-poor women find quality products, information and services quickly and easily. Its launch was the culmination of two years of labour by former high school teacher Veronica Ryan.

“Over the past few years, I have visited and revisited many thousands of Australian websites and have hand picked hundreds of the very best to be included in the HelpMeSis website,” said Ms Ryan. “I have chosen these websites for their overall quality, integrity and security and their usefulness and relevance to Australian women,” she said.

The website listings and reviews have been organised into logical categories. Along with a logo, name, link to the site and description of products and services, Ms Ryan has also included practical details such as each company’s ABN and shipping information for shopping websites.

“To have all this information available on one website means women no longer need to visit dozens of individual websites first to find out exactly what they offer and whether they provide online shopping and Australia-wide shipping. They can compare all of this on the HelpMeSis website and only visit the most relevant website, saving them a great deal of time,” said Ms Ryan.

The manual selection process for included websites, together with the navigational simplicity of the portal, its sheer comprehensiveness, detailed information and overall relevance to Australian women, sets HelpMeSis apart from other online directories.

In addition to Australian shopping websites, the HelpMeSis portal also includes a number of themed information sections. A ‘Green Guide’ offers a great deal of information about green products and services and links to quality businesses that sell natural Australian organic products. The ‘Useful Information’ section provides answers to many common queries Australian women have. A complete ‘Parenting’ and baby shopping section gives links to Australian stores specialising in quality parenting & baby products and to sites offering expert information and advice for parents.

Other noteworthy sections on the HelpMeSis website include a ‘Health and Fitness’ section and a ‘Leisure’ section, which offers links to websites providing What’s On information for all Australian capital cities and the Gold Coast. The site further features a blog spot and people can sign up to receive an informative monthly HelpMeSis newsletter.

Men needn’t feel left out either, as Ms Ryan has also launched a ‘brother’ site, aptly named HelpMeBro.com.au where men can shop online at the best Australian online shopping sites. This guys-only site has many of the features of the women’s site but has been styled for men and doesn’t include any of the ‘girly’ content.

To find out more, please visit the HelpMeSis and HelpMeBro websites.

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Interesting Stuff Australia, helpmebro, helpmesis, Shopping Online

The answer to this question is a definite YES! I have lots of business associates in the USA, Europe, Australia and New Zealand who are working in home based businesses and making thousands of dollars each week. In fact the lady who introduced me to my home based business is only 25 years of age and she made over $500,000 in her first 12 months of home business.

I am now duplicating her results, but please read on and you will learn about what I have actually done and experienced in 3 very different situations and how in the end I succeeded in taking control of my life.

My Traditional Business Experience
I used to own and manage a very lucrative and high profile restaurant and bar in Brisbane, Australia for a period of over 12 years. I started it from scratch and like most traditional businesses it was really expensive to set up and the running costs were enormous.

Although I earned a lot of money with this business, I finally decided to sell it when I came to realise that the long hours and constant stress of managing over 30 employees, dealing with various government authorities, endless paper work and hundreds of customers per week was absolutely destroying my life.

You can become very wealthy with a traditional business but you will need to be extremely committed as you won’t be able to walk out and close the door anytime you want. There will be lots of work to do and deadlines to meet, customers to service and more than likely, staff to hire and manage unless you want to do all the work yourself. The hours are generally very long and in most cases the business can end up taking over your life. Another point to consider is that you’ll be on your own to work things out and solve any problems as they arise.

My Job Experience
After selling the business, I decided that a job would be a better alternative to being in business so I set about finding one and little did I know what I was in for! I spent 8 hours a day scouring the employment classifieds, networking, perfecting my resume and attending interviews for jobs I didn’t even want. I felt undervalued and demoralised and almost gave up hope before I finally landed a job with a company as an events manager.

All good you might well think but unfortunately this was not the case as now I was into something that would cost me 12 hours of my time, 5 days a week as I got dressed up for work, traveled to and from work and actually did the work. I was working under considerable pressure and was totally stressed out by having to answer to a boss and co-ordinate every single element of each event from travel and accommodation arrangements, key note speakers, entertainment and right down to sorting out what type of lettuce should go on the dinner plates of the attendees. What a nightmare! But the thing that irked me the most was that I was doing all of this to make my boss richer while I had to settle for a small pay packet at the end of each week. JOB = Just over broke.

My Home Business Experience
As you might have guessed, I didn’t stay in my job as an event manager for long. I had spent 7 months of my life trying to find the right job and after only 1 month I resigned.

I had no idea what to try next but I was determined to find something that would tick ALL the boxes for me and knew that I first needed to get very clear about what I really wanted.

I did not want to:
Own and manage a stressful, traditional type of business
Outlay a lot of money to get started in a new business
Answer to a boss and have to beg for time off work

I did want to
Earn a lot of money
Work from home
Take control of my future

With the above in mind, I spent the next couple of months researching my options until I was eventually attracted to an advertisement (placed by a 25 year old lady) about a home based business opportunity. I must admit that I was pretty hesitant to begin with but I decided I had nothing to lose by finding out more so I answered the ad and within 1 week I was up and running with my very own home based business.

On my best day so far, I earned five thousand dollars but what I really love about my home business most is that I actually took back control of my own life. I now work the hours I choose, from the comfort of home or anywhere I like really with my laptop and phone. I don’t have to juggle and manage staff anymore and gone is all the stress. I fit my work around my life, generally about 25 hours per week and I absolutely love what I do.

It’s not for everyone however and if you are considering getting started in a home business you should ask yourself the following important questions:

1. Is the business aligned with your income and lifestyle goals?
2. Do you have some money and time to invest into the business?
3. Can you work diligently as your own boss and without supervision?
4. Will there be anyone to help or guide you if you get stuck along the way?

Yes! You can make money with home based businesses. Lots of money!

Christine Hamilton is currently making money in with home based businesses. For more information about what she is actually doing, click work at home BSCH110509

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The capital of the Czech Republic is one of the most important historical preservation sites in central Europe. Prague’s unique urban heart has been a UNESCO world cultural and natural heritage site since 1992.

Prague is a great city for those in love. Traces of the city’s history are found on nearly every corner.

A stroll through the Old City past Powder Tower (1475), the old town hall and other equally beautiful baroque architectural masterpieces leads to the Charles Bridge, one of the most photographed bridges in the world.

Prague Castle was created on the Hradshin River by a property developer called Premysl sometime around 870, and Prague soon became the seat of the House of Premysl.

Vratislav I, the first Bohemian king, transfered the royal household to Vysehrad Castle in 1085, probably due to a fight for power with his brother, Bishop Jaromir.

Prague Castle remained the seat of the bishops of Prague for decades. The Cathedral of St. Vitus, another early building, is also located on the castle grounds.

Prague grows.
Protected by the two castles, an influx of German and Jewish businessmen and local craftsmen led to rapid expansion on both sides of the Muldau River. The largest fortified section was near the already ancient Prague Castle. Prague received its city charter in 1234 from King Wenceslas I, who made it his primary residence.

Shortly thereafter, the “New Town” districts of Mala Strana and Hradshin were ffounded. The fourteenth century brought yet more prosperity to Prague. In 1348 the first university in central Europe was founded here, Charles University, named after Emperor Charles IV.

In the fifteenth and sixteenth centuries, Prague was torn apart by two religious wars. The Hussite Wars (1419-1437) and the Thirty Years War (1618-1648) left bad memories.

The events that set off both of these wars took place in Prague. These include the famous “defenestrations”, in which Catholic office holders and dignitaries were thrown out of windows by dissenters, the first time by Hussites, followers of rebel reformer Jan Hus, and later by Protestants, setting off the Thirty Years War.

The victims of the first defenestration did not fall far, but luckily landed in the arms of a mob waiting outside to lynch them. The second time was from an upper story, but the Catholics were saved because they fell into a heap of manure. From the Catholic viewpoint, divine intervention prevailed. The two long, debilitating wars slaughtered hundreds of thousands, setting back growth for many years. Like other afflicted cities, Prague lost most of its international standing during this time.

Prague Spring.
In 1945, Prague became the capital of the Soviet Socialist Republic of Czechoslovakia. Communist leadership precipitated a deep-seated financial crisis: the Soviet central planning bureau contributed to nearly complete economic disaster.

In the spring of 1968, public criticism grew and much of the population became increasingly rebelious. Street demonstrations of the “Prague Spring” were news all over the world.

Ultimately, power struggles within the ruling party led to the invasion of Prague by Warsaw Pact troops on 21 August 1968, and the brief period of expression was ruthlessly extinguished.

It would be 1989 before Prague broke away from Russian control, and in 1993 was named capital of an independent Czech Republic.

For cheap flights and cheap airfares visit Flight Centre. Flight Centre has a variety of great deals on major airlines including qantas. BSFC0705-1

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Gold, Oil and the foreign currency exchange market are three different markets that are reliant on each other. If you are interested in Forex trading, knowing what one does relative to another may give you an insight where the other markets may be going. It would be greatly advantageous to become familiar with those different markets as a trader and get some Forex education.

Let’s have a look at those separate markets and how they are all connected.

GOLD
There is an inverse correlation for markets such as gold or oil that are priced in U.S. dollars in the finance world. When the U.S. dollar loses value, not only do foreign currencies increase in value, but gold prices also rise. Studies have shown a negative correlation between gold and the dollar that is, they almost never move in in-step, but almost always move in different directions.

The value of EUR/USD versus gold, on the other hand, shows a very high positive correlation, this means that the value of the euro and gold prices often go hand-in-hand, suggesting these markets are both beneficiaries when funds are flowing away from the U.S. dollar.

Gold prices may be considered as an important component in looking at the forex market. A trend change in gold price may give a good clue to where the US dollar may be heading in the foreign exchange market.

OIL
A rise in oil prices directly relates to a weakness in the dollar. Foreign oil producers view the increase in oil prices as a way to maintain their buying power in U.S. dollar terms. Forex brokers will tell you to counter the impact of higher oil prices a weaker dollar could ultimately give rise to inflation.

Oil is a key commodity driving global economic growth, and oil prices and the foreign exchange have a key relationship in the global economy.

Now lets have a look at the impact an increase in the oil price may have on the different major trading currencies around the world.

Japan: Economy suffers as it relies on imports for most of its energy needs, therefore the Yen weakens.

UK: Benefit the economy as UK produces oil. British pound strengthens.

Oil in world business has a heavy impact on the Forex market. Thus any disturbance in supply is likely to affect the foreign exchange market.

Some of these factors may be terrorist attacks, natural disasters and political instability. In such circumstances a shift from the dollar to the euro as the designated currency in crude oil could occur thus causing an immediate decline in the value of the U.S. dollar.

Gold and oil are not the only commodities affected by changes in forex values. Exports of agricultural produce account for a large share of U.S. farm income.

When the value of the dollar rises, it tends to limit buying interest from an importing nation as the commodity becomes less affordable in terms of that nation’s domestic currency.

When the value of the dollar declines, it reduces the price to an importing nation in terms of its currency and encourages it to buy more U.S. agricultural products. The influence that one market has on another market naturally shifts over time so these relationships are not static but should be the subject of ongoing study.

You as a Forex trader should be aware of the impact that those different markets have on the Forex. Though the changes may not happen quickly, it may however tip you off on any possible trend changes in the near future. Happy trading. BSFT220409

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Some investors have a different perspective on stockmarket falls. They see the low stock prices as a chance to buy a bargain.

During times of market volatility, it is our natural instinct to protect our wealth and distance ourselves from risk. While this reaction is unsurprising, it can also mean missing out on profit opportunities created during uncertain times.

Warren Buffet, one of the world’s wisest investors, sees market slumps from another perspective, saying “Look at market swings as your friend rather than your enemy; profit from folly rather than participate in it.”

Generally when we see a lower price for something we want we rush in for a bargain, however it can be quite the opposite with stocks. Why is it that we treat stocks that have dropped in price with dread? Share prices of a listed company can drop for a number of factors.

Lately we have seen the stock values of a number of blue chip companies with healthy balance sheets be negatively affected due to a rush to sell as a result of the economic crisis.

Despite the uncertain trading environment, fund managers are always checking the market for investment opportunities. Many fund managers are searching to find stocks in sound companies with strong balance sheets and returns. For example Australian companies such as household names like David Jones have delivered strong profits after tax and dividends in 2008. However during 2008, David Jones’ share price fell by more than 30%.

Identifying opportunities
Not all companies will be affected by the global economic crisis in the same way. Some sectors are more prone to the business cycle than others.

Companies who deal in of basic goods and services continue on almost unabated, for example we all need to eat - so food producers aren’t as affected as much as manufacturing, retail or luxury goods.

Australia’s population growth is at a 19 year high and growing at 1.7% per year. Australia’s growing population provides increasing demand for goods and services as people need food, housing, cars, and other staples. Unlike many overseas countries, Australia benefits from two key factors: a high population growth rate and a high demand for housing.

Population growth is nearly double that of the US while Germany has negative population growth. In the US there is an over-supply of housing while Australia suffers from a lack of supply. The combination of limited housing and a rising population will create growing demand for housing which will support further construction and provide opportunities for the building industry.

The value of companies
Many people view businesses with falling share prices with fear, but we need to take a look under the hood of these firms to find out why. Have they borrowed heavily?

What industry are they in? Are they competitive against their peers? Only by answering these questions, can we know if their stock price has fallen for valid reasons or if the company is indeed on sale.

When investing, many fund managers look for firms with high and maintainable dividends, strong balance sheets and ongoing cash flow. These companies are more likely to outlast the volatility storm and may give you a greater return when the market moves into the next phase of recovery and
beyond.

Before you consider changing your investment, you should consult a professional. Having a financial planner and a long-term financial plan can give you confidence to manage the effects of market cycles. With the right advice you can ensure your investments are tailored to your risk profile and time horizon, giving you the certainty of knowing you’re doing what’s right for you. This article brought to you by a Brisbane business coach who offers sales training courses and a web site design brisbane. Distribution by seo packages. BS1004

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Interesting Stuff, Marketing, Opinion Australia, investing, shares

Powered candle brackets with wrought iron or aluminium holders and brass or timber candelabra with small individual fabric shades in imitation American colonial or mission style were common in Australia during the 1920s and 1930s. They were hung in Spanish mission or neo-colonial styled homes and also in Californian homes.

It was quite often the case that different styles of light fittings were mixed in one home. The entrance hall and internal passages could have wrought iron lantern fittings either circular or rectangular in shape. The dining room might have one or more American colonial style wrought iron candelabra; the lounge, French revival chandeliers; the master bedroom, a floral ceramic rococo chandelier. All these rooms may have wall sconces matching the central piece. The kid’s bedrooms usually had English styled Arts and Crafts fittings; the bathroom a modern fitting — similarly the servants quarters — and the kitchen, fluorescent strip lighting.

By the 1950s the standard or table light had become a major centre piece in a room with the new television and blinds. Sometimes a metal standard light came incorporated in a side table or large ash tray. The background lighting was subtle. Except for the table lamps little attention was drawn to the light fittings.

Mass production churned out inexpensive plastic, plaster, metal and buckram lamp bases and shades. The traditional colonial designs had been replaced by a plethora of folksy designs and do-it yourself instructions on how to make ballerina lamp-shades or African and Fijian raffia shades. The style was kitsch: a multitude of designs for table lights was-available, from Russian ballerinas, Spanish matadors, Chinamen, happy Mexicans with cacti, Arabian snake trainers, African dancing girls, happy couples and leopard or tiger skins. The colours were gaudy and bright. For football player agents and sales training options, visit digitalbrands.com.au.

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You have found a business for sale, you have bought it, so what now? With all the pieces of your new business just about in place, there is a crucial Issue to discuss, You. The most important ingredient in small business is the owner, and the most important ingredient in the owner is their attitude to both the business, and their customers.

Your attitude will to a great degree govern your success in business. Some people when they leave their jobs to start up their own business, unravel and get lazy. This is probably due to the fact they are no longer intimidated by the boss into doing the right thing. Self discipline can be a real problem with some people, they just can’t motivate themselves without some degree of external pressure. This, I believe is the biggest problem you will face.

You should watch for the warning signs, opening late, closing early, having long lunches, never getting jobs finished on time or at all, not returning calls, letting accounting paperwork lag behind, taking days off because you couldn’t be bothered working and so on. It is so easy to slip into bad habits, so be aware.

Try and remain accustomed to at least working the same hours as you were in your employed job and set yourself targets. Targets and goals will impose pressure on you to perform.

The next attitude problem comes from lack of determination.

Some small business owners fall to pieces every time there is problem or a crisis. This style of attitude will also assist you to go out of business very quickly.

You must never give up, for your own sake you must push on because you will strike plenty of problems and go through several serious crisis’s before things settle down, this is common to all new businesses.

The best thing to do is work through the problem in a calm and systematic way. Whilst you may feel at the time “this is the end” and “I’ve had enough”, this is a normal reaction that will pass. It often helps to join business groups and talk to other business owners about common problems.

You then must solve the problem and keep going. I’m sure attitude and determination has a lot to do with the 90% of businesses that fail. It’s ridiculous to think that a business goes down the drain because the owner had a poor attitude or “had a wobbly”, but it does happen. Make sure you’re not one of them.

The last issue to discuss is your attitude to customers. Keep this in mind, regardless of whether you like the particular person, all customers contribute to your profitability and success so treat them with respect and courtesy. It’s amazing how quickly customers will desert you if they feel you are rude to them. No customers - no money — no business! Always remain courteous, helpful and above all friendly, never allow personal or business problems to raise their heads in front of customers.The future of your business is in your hands.

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If you are looking for a business for sale have a look at what http://www.business2sell.com.au/ has to offer. There is a huge range of businesses for sale listed, by both owner operators and business brokers. STB2S090309

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Over 20 million Koreans live in and around Seoul, yet it is one of few a cities that has successfully preserved its buildings from the past and integrated them into the skyline of a growing global city.

Seoul is loud and bustling, as befits one of the most densely populated metropolises on Earth. Lines of cars and throngs of people press their way through the cavernous streets. Oversized illuminated advertising marks the way, selling products in a foreign script. The subway system is Seoul’s new and perfectly organized underworld. In the midst of all this chaos, visitors may suddenly come upon an oasis of stillness in one of the country’s numerous temples, parks and pavilions.

City on the river
Seoul was founded in 1394, following the demise of the Koryo Kingdom (1392). Its progress was long associated with the rise and success of the Choson dynasty (1392-1910). After searching for a suitable location for his city, King Taejo, better known as Yi Seonggye, decided on the north bank of the Han River. A small village named Hanyang was the only settlement in the area at that time. The name of the renowned Hanyang University, one of over 300 institutions of higher learning in Seoul, recalls that small village.

A modern sports city.
Contemporary Seoul came into existence during the first half of the twentieth century, and largely through the influence of the Japanese. The old city wall gave way to modern buildings, with only the ancient city gates preserved. After the catastrophic Korean War (1950-1953), nearly all of Seoul had to be rebuilt.

From that point onward, Seoul grew at a very rapid pace. The city underwent massive changes, at times with little planning and consideration of their long-term impact. Trams ran until 1968, only to disappear almost overnight. They were quickly replaced by an underground subway system. The economic upswing of 1988 that followed in the wake of the Seoul Summer Olympic Games was a boon to the cultural, financial and sporting life of the city, and the sports world again turned its eyes to Seoul in 2002, when the FIFA World Cup football championship was held here.

Kings’ palaces with curious names.
But Seoul is much more than a showcase for sporting events. it is the cultural heart of South Korea, where universities, theatres, museums and more abound.

When Seoul was founded in 1394, the Gyeongbokgung (Palace of Shining Happiness) was the first royal residence built. Happiness did not, unfortunately, shine on the palace and its inhabitants forever.

Serfs burned the palace to the ground in 1592, and the death of Queen Min in 1895 led to the relocation of the royal family to Deoksugung (Palace of Virtuous Longevity). In 1997, the Changdeokgung (Palace of Prospering Virtue) was added to the UNESCO World Heritage List.

It was built as an addition to Gyeongbokgung, and was the only structure destroyed in the 1592 uprising that was immediately rebuilt. Until 1872 and again from 1907 to 1910, it served as the seat of government of the Korean kings. The Secret Garden of Biwon is also especially worth seeing. The impressive burial cairns of King Sejo and his wife Yun Chon-hi are located there, just 30 km north of the city.

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The use of tax havens in day to day corporate life has grown to be almost mainstream these days. To the small businessman and the private investor, the use of tax havens still probably seems a little shady.

This shouldn’t be the case any more as the use of tax havens to reduce tax or just defer it for a while is now accepted practice all over the world with many of the largest Australian accounting and audit firms having departments advising major corporations how to structure their operations offshore.

Tax havens have a strong appeal for many multi-national companies established in foreign countries because of the advantages they offer for the legitimate reduction or deferment of taxation on certain profits earned offshore. Profits harboured in a tax haven enable working capital to be used in the cheapest way possible.

Traditionally, the tax haven has been used as a central point for handling paperwork and preparing and processing international trade documents. Many companies utilise tax havens for the passage of title of goods, so these transfers can proceed without the need for mountains of regulations and fees.

Tax havens are also popular as places to administer patent, trademark and royalty agreements. Because of the intangible nature of patents, trademarks and royalty agreements, they are easily moved from one jurisdiction to the other and the cost of doing this is very low in tax haven jurisdictions.

For instance, if a company with branches and subsidiaries overseas is a resident of a country with strict foreign exchange regulations, it may not want to repatriate the profits simply because if it did, it may have problems being able to transfer the funds back out if it wanted to reinvest them offshore. To solve this problem, it establishes a foreign intermediate holding company in a tax haven, not for tax reasons, but to avoid the foreign exchange control problems that its own country has imposed.

By simply interposing a tax haven company in a corporate structure does not result in the reduction of onshore taxes in most cases, but it may allow tax deferral. Eventually, the parent company will receive the income and when it does it will be taxable and possibly without the benefit of foreign tax credits that may have been available had the profits been repatriated from a tax treaty country. Most tax havens don’t have tax treaties with major countries such as Australia, which prevents the favourable use of lower withholding taxes that would have been available had the country been a signatory to a tax treaty.

Offshore Licencing and Patent Holding Companies

Royalties or licence fees can be, in certain circumstances, can be feed of tax obligations by using an offshore licensing company. For instance, the owner of a patent can incorporate an offshore licensing company and assign the rights to that offshore company. In turn the offshore company then has the right to licence the patent to a foreign subsidiary. By having the royalties paid to the licensing company in a tax haven, profits are effectively shifted from the foreign subsidiary to the offshore patent owning company, which pays little or no tax on the royalties that it receives.

Income from other intangible rights, such as trade marks, copyrights, know how and franchising rights, can be earned without incurring withholding or income tax if a tax haven company is established to sublicence other companies in various countries. Tax savings can be made also on patent royalties by combining tax havens.

Australia only deducts 10% withholding tax on Dutch companies. Therefore, if a tax haven company was established in the Netherlands Antilles with a Dutch subsidiary, and licences its Dutch patents to the Dutch company, the Dutch company, in turn, can licence to the Australian manufacturer.

The Australian company can then pay the Dutch subsidiary patent royalties incurring only 10% tax. The Dutch company can then pay the royalty to the tax haven company (which is the patent owner), thereby avoiding Dutch withholding taxes on dividends. The Dutch company is not taxed in the Netherlands, and the tax haven company avoids any further taxation. Total tax is 10%.

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If you have a business for sale, make sure you visit http://www.business2sell.com.au/ This Australian business sales portal lists many quality businesses and is used by buyers, sellers and business brokers.

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